:root {
  --navy: #123d61;
  --blue: #1f5f91;
  --sky: #3bb7e8;
  --coral: #f04f78;
  --ink: #13202b;
  --muted: #55616b;
  --line: #dfe5e9;
  --paper: #ffffff;
  --soft: #f4f7f9;
  --shadow: 0 24px 65px rgba(13, 36, 53, .18);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font-family: Manrope, Arial, sans-serif; font-size: 16px; line-height: 1.65; }
a { color: inherit; }
.skip-link { position: fixed; left: 16px; top: -100px; z-index: 100; padding: 10px 14px; background: #fff; color: var(--navy); border-radius: 6px; }
.skip-link:focus { top: 12px; }
.site-header { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 24px; max-width: 1180px; margin: 0 auto; padding: 12px 24px; }
.brand { display: inline-flex; align-items: center; color: var(--navy); text-decoration: none; }
.wordmark { position: relative; display: inline-flex; align-items: baseline; padding: 7px 2px 4px; font-size: 1.72rem; font-weight: 800; line-height: 1; letter-spacing: -.075em; }
.wordmark::before { content: ""; position: absolute; top: 0; left: 3px; width: 42px; height: 4px; background: var(--coral); border-radius: 999px; transform: skewX(-28deg); transform-origin: left center; }
.wordmark::after { content: ""; position: absolute; right: 2px; bottom: 0; left: 2px; height: 2px; background: linear-gradient(90deg, var(--navy) 0 31%, var(--sky) 31% 88%, var(--coral) 88%); border-radius: 999px; opacity: .72; }
.wordmark-your { color: var(--navy); }
.wordmark-accident { color: var(--blue); font-style: italic; }
.wordmark-domain { margin-left: .12em; color: var(--coral); font-size: .48em; font-weight: 800; letter-spacing: -.03em; }
.urgency { padding: 7px 10px; color: #fff; background: var(--coral); font-size: .88rem; font-weight: 800; letter-spacing: .02em; }
.hero { position: relative; background: url('hero-crash.jpg') center / cover no-repeat; isolation: isolate; }
.hero-shade { position: absolute; inset: 0; z-index: -1; background: linear-gradient(90deg, rgba(245,247,248,.95) 0%, rgba(245,247,248,.83) 49%, rgba(245,247,248,.45) 100%); }
.hero-inner { max-width: 1210px; margin: 0 auto; padding: 58px 24px; display: grid; grid-template-columns: minmax(0, 1fr) minmax(420px, .92fr); gap: 52px; align-items: center; }
.hero-copy { padding: 20px 0; }
.eyebrow, .section-label { margin: 0 0 10px; color: var(--blue); font-size: .8rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
h1, h2, h3, p { margin-top: 0; }
h1 { margin-bottom: 24px; font-size: clamp(2.15rem, 4.2vw, 4.15rem); line-height: 1.12; letter-spacing: -.055em; }
h1 span { padding: 0 .12em .05em; color: #fff; background: var(--navy); box-decoration-break: clone; -webkit-box-decoration-break: clone; }
.hero-copy > p:not(.eyebrow) { max-width: 650px; margin-bottom: 18px; font-size: 1.08rem; }
.trust-row { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 28px; }
.trust-row span { padding: 6px 11px; color: var(--navy); background: rgba(255,255,255,.78); border: 1px solid rgba(18,61,97,.18); border-radius: 999px; font-size: .82rem; font-weight: 700; }
.form-card { padding: 32px; background: rgba(255,255,255,.96); border: 1px solid rgba(255,255,255,.8); border-radius: 18px; box-shadow: var(--shadow); }
.form-kicker { margin-bottom: 5px; color: var(--blue); font-weight: 800; text-decoration: underline; text-underline-offset: 4px; }
.form-card h2 { margin-bottom: 4px; font-size: clamp(1.45rem, 2.4vw, 2rem); line-height: 1.25; letter-spacing: -.035em; }
.form-intro { margin-bottom: 22px; color: var(--muted); }
.field-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; }
.field-grid label { display: grid; gap: 5px; font-size: .82rem; font-weight: 700; }
.field-grid label span { color: #7d858b; font-weight: 500; }
.field-wide { grid-column: 1 / -1; }
input { width: 100%; min-height: 47px; padding: 10px 12px; border: 1px solid #cbd4da; border-radius: 7px; background: #fff; color: var(--ink); font: inherit; }
input:focus { outline: 3px solid rgba(59,183,232,.25); border-color: var(--blue); }
.consent { display: grid; grid-template-columns: 19px 1fr; gap: 11px; margin: 20px 0 18px; color: #4f5961; font-size: .72rem; line-height: 1.55; }
.consent input { width: 18px; min-height: 18px; margin-top: 2px; }
.consent a { color: var(--blue); font-weight: 700; }
button { width: 100%; padding: 15px 20px; border: 0; border-radius: 8px; color: #fff; background: var(--navy); font: inherit; font-weight: 800; cursor: pointer; transition: transform .2s ease, background .2s ease, box-shadow .2s ease; }
button:hover { background: var(--blue); transform: translateY(-1px); box-shadow: 0 10px 24px rgba(18,61,97,.2); }
button:focus-visible { outline: 3px solid var(--sky); outline-offset: 3px; }
button:disabled { opacity: .65; cursor: wait; }
.form-status { min-height: 1.5em; margin: 10px 0 0; color: var(--blue); font-size: .83rem; font-weight: 700; }
.content-section { max-width: 1050px; margin: 0 auto; padding: 76px 24px 90px; }
.article-block { margin-bottom: 52px; }
.article-block h2, .why-card h2, .legal-page h1 { margin-bottom: 14px; font-size: clamp(1.8rem, 3vw, 2.65rem); line-height: 1.2; letter-spacing: -.04em; }
.article-block > p:last-child { max-width: 930px; color: #3f4a52; font-size: 1.05rem; }
.accident-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.accident-card { position: relative; min-height: 175px; display: flex; align-items: flex-end; overflow: hidden; padding: 18px; border-radius: 9px; background: var(--image) center / cover no-repeat; isolation: isolate; }
.accident-card::after { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(180deg, rgba(7,19,29,.08), rgba(7,19,29,.78)); }
.accident-card h3 { margin: 0; color: #fff; font-size: .96rem; line-height: 1.3; }
.why-card { margin-top: 68px; padding: 44px; display: grid; grid-template-columns: 1.15fr .85fr; gap: 55px; color: #fff; background: var(--navy); border-radius: 16px; }
.why-card .section-label { color: #83dafc; }
.why-card ul { margin: 0; padding: 0; list-style: none; }
.why-card li { display: grid; grid-template-columns: 35px 1fr; gap: 12px; align-items: center; padding: 11px 0; border-bottom: 1px solid rgba(255,255,255,.15); font-weight: 700; }
.why-card li span { color: #83dafc; font-size: .78rem; }
footer { background: var(--soft); border-top: 1px solid var(--line); }
.footer-inner { max-width: 1180px; margin: 0 auto; padding: 40px 24px 32px; text-align: center; }
.disclaimer { color: #64707a; font-size: .72rem; line-height: 1.55; }
footer nav { display: flex; justify-content: center; flex-wrap: wrap; gap: 22px; margin: 25px 0; }
footer nav a { color: var(--navy); font-size: .82rem; font-weight: 700; }
.owner { margin: 0; color: #7a848b; font-size: .92rem; }
.legal-page { min-height: 70vh; background: var(--soft); padding: 70px 24px; }
.legal-card { max-width: 900px; margin: 0 auto; padding: 46px; background: #fff; border-radius: 14px; box-shadow: 0 18px 50px rgba(13,36,53,.09); }
.legal-notice { padding: 14px 16px; color: #61384a; background: #fff0f4; border-left: 4px solid var(--coral); border-radius: 4px; }
.legal-card h2 { margin-top: 32px; font-size: 1.25rem; }
.legal-card li { margin-bottom: 8px; }
@media (max-width: 900px) {
  .hero-inner { grid-template-columns: 1fr; gap: 26px; padding-top: 35px; }
  .hero-copy { padding-bottom: 0; }
  .accident-grid { grid-template-columns: repeat(2, 1fr); }
  .why-card { grid-template-columns: 1fr; gap: 24px; }
}
@media (max-width: 620px) {
  .site-header { align-items: flex-start; padding: 10px 16px; }
  .wordmark { font-size: 1.38rem; }
  .wordmark::before { width: 34px; height: 3px; }
  .urgency { max-width: 150px; text-align: center; font-size: .7rem; line-height: 1.25; }
  .hero-inner { padding: 25px 15px 35px; }
  .hero-shade { background: rgba(245,247,248,.88); }
  h1 { font-size: 2.35rem; }
  .form-card { padding: 22px 18px; border-radius: 12px; }
  .field-grid { grid-template-columns: 1fr; }
  .field-wide { grid-column: auto; }
  .content-section { padding: 56px 16px 65px; }
  .article-block { margin-bottom: 42px; }
  .accident-grid { grid-template-columns: 1fr 1fr; gap: 10px; }
  .accident-card { min-height: 140px; padding: 13px; }
  .accident-card h3 { font-size: .82rem; }
  .why-card { padding: 30px 22px; border-radius: 12px; }
  .legal-page { padding: 35px 15px; }
  .legal-card { padding: 27px 20px; }
}